Professional Mortgage Consultants
Professional Mortgage Consultants (PMC) is a Pennsylvania licensed, residential Mortgage Broker, primarily servicing the southeastern region including, but not limited to Chester, Delaware, Montgomery, Bucks, Berks, and Lancaster counties. PMC is proud to be a member of the National and Pennsylvania Association of Mortgage Brokers, and fully endorses their Code of Ethics and Best Lending Practices.
PMC takes pride stating that in our 33-year history, not one loan application has ever been denied. Our 100% approval rate and our 100% referral rate in 2023 are proof that we truly are delivering real "customer service."
Professional Mortgage Consultants was founded on the belief that real customer service, not lip service, is paramount. We have pledged to work hard, honestly, and intelligently. Our loyalty is only with you, the customer, not the lender nor the real estate agent. We share the conviction that the customer should be treated as a person, not a loan number.
The customer should have the same contact person, from start to finish during the entire transaction. This one-person contact is available 24 hours a day/7 days a week. We believe in being very accurate with quotes regarding interest rates and estimated closing costs - and, we take this belief one step further - we attend settlement with every one of our customers to make sure what we quoted in the beginning is what shows up at the end from the lender.
Lastly, we believe it is important for our customers to understand the issues which impact the decisions that only they can make. We take the extra time to provide the necessary information to consider several options, because only a well-informed customer can make the best decisions.
The value of this extra time, information, and advice should not be underestimated, as our customers usually benefit by hundreds, often thousands, of dollars for selecting the best possible mortgage scenario for their needs.
Accurate Rate Quotes
Mortgage-related closing costs at settlement, exactly as initially quoted
Honesty, hard work, and intelligent attention to detail
Professional and confidential
Personal and helpful interaction with customers
Just as the name implies, Brokers put together transactions between lenders and borrowers. We have ACCESS to many different lenders, but don't work for them - we work exclusively for the customer. We work for you, so we can independently advise and construct the best mortgage plan, which usually costs you less than if you went directly with the lender itself.
The customer truly gets the best of both worlds - access to big bank cost of money with "Mom 'N' Pop" lower overhead and better service. Brokers were responsible for closing 26.6% of total mortgage volume in 2024, Q1. PMC believes that this explosive growth in our field is due to better pricing and certainly better and INDEPENDENT service than that provided by retail lenders, real estate brokerage-owned lenders, or the real estate brokerage's affiliated business arrangements.
For more information, click to The National Association of Mortgage Brokers.
The Lending Integrity Seal of Approval helps homebuyers find hardworking, ethical mortgage professionals. To earn the Lending Integrity Seal of Approval, professionals undergo a rigorous process - complete continuing education, pass a criminal background check, and pledge to adhere to a strict code of ethics, best business practices and an ethics grievance review process.
PA Dept. of Banking & Securities
License #20481
NMLS (Nationwide Mortgage Licensing System)
Company ID #111211
Originator ID #135687
